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"Though the FDIC is free to establish necessary procedural mechanics, it may not give less than what Congress chooses to grant." Amberg v. Implicit in that is a mandate that the hearing be fundamentally fair. The statute provides that a respondent who makes a timely hearing request, as Oberstar did, "shall be afforded an agency hearing." 12 U.S.C. Family Publications Service, Inc., 411 U.S.

2d 460 (1978), those regulations must be "reasonably related to the purposes of the enabling legislation." Mourning v. National Resources Defense Council, Inc., 435 U.S. Although it is true that "agencies should be free to fashion their own rules of procedure," Vermont Yankee Nuclear Power Corp. The FDIC argues, however, that it may apply its own procedural rules, which require entry of a default judgment " pon a finding that no good cause has been shown for the failure to file a timely answer." 12 C.F.R. And there is simply no other evidence that Oberstar's conduct in attending the August 6 shareholders' meeting and voting the Kronholm shares to reelect incumbent directors resulted in an "abnormal risk or loss" for the Bank. Here, the Board concluded "that when one acquires control of an institution in spite of a previous denial of such control under the for lack of competence and integrity, such conduct is, by definition, an unsafe or unsound act." Since the Board's premise-that Oberstar acquired control through the Kronholm proxies-was incorrect, its ultimate conclusion cannot be sustained. Department of the Treasury, 568 F.2d 610, 611 n. Unsafe and unsound banking practices are defined as "conduct deemed contrary to accepted standards of banking operations which might result in abnormal risk or loss to a banking institution or shareholder." First Nat'l Bank of Eden v. The Board also concluded that Oberstar engaged in misconduct by committing an "unsafe or unsound practice." See 12 U.S.C. 5 Given the undisputed evidence demonstrating that the proxies effected neither a change in control nor a disposition of the Kronholms' voting stock, the FDIC's determination that Oberstar violated the Control Act is without support. disposition of voting stock," out of the statute. As applied in this case, the FDIC's construction effectively reads the limiting phrase, "through a. 2d 282 (1984) (deference to an agency's reading of statutory language is unwarranted when the agency's interpretation is unsupported by a natural reading of the provision). 2d 694 (1984), we conclude that it does unacceptable violence to the plain language of the statute for the agency to create narrow classes of "exempt transactions" and then hold that all other transactions are automatically covered. Natural Resources Defense Council, 467 U.S. Boundary Waters Bank at 601 East Sheridan Street. Home All states ATMs by State Banks by State Ratings Blog US bank locator. Get hours, reviews, customer service phone number and driving directions. Get bank branches and ATMs located nearby. Boundary Waters Bank Woodbury branch is located at 2230 Eagle Creek Lane, Woodbury, MN 55125 and has been serving Washington county, Minnesota for over 18 years. Though we must uphold any reasonable FDIC interpretation of the Control Act, see Chevron U.S.A., Inc. Boundary Waters Bank location at 601 East Sheridan Street, Ely, MN 55731.

The point of contact name is Louise Macmillan.The FDIC argues on appeal that Oberstar violated the Control Act because the proxies do not fit the agency's definition of a "customary one-time proxy" in 12 C.F.R. Boundary Waters Bank is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing bank. The business address is 601 E Sheridan St, Ely, MN 55731-1631, USA. General Services Administration (GSA), System for Award Management (SAM).

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Deposits in Boundary Waters Bank are insured by FDIC. Its customers are served from 3 locations. Headquartered in Ely, MN, it has assets in the amount of 114,477,000.

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